Illinois Health Insurance Plan Affords Short-term Solution

Amid the uncertainty of an undisclosed health care reform plan, Americans, who are uninsured, remain susceptible to the financial aftermath of an unexpected medical crisis. Analysts forecast that the institution of the reformed health bill waits another three to four years. In an endeavor to quell intermediate medical needs, Humana offers a short-term solution, affording Illinois health insurance.

Conducive for the consumer, who is in an employment or retirement transition, HumanaOne's short-term policy accommodates essential health care needs. In lieu of HumanaOne's short-term plans' preexisting medical condition restrictions, the Illinois health insurance boasts numerous redeeming benefits.

The plan gives applicants the autonomy to choose the span of the policy. From state-to-state, benefits are covered for a year, six months or 30-days of medical care. Family coverage ranges from 1,000 to a $10,000 deductible; and an individual plan runs between $500 and $5,000 for the deductible.

Despite the Illinois health insurance plan's abbreviated coverage span, it includes prescription drug coverage and a $2 million maximum benefit.

The best candidates for Humana One's short-term plan are Americans, who are unemployed; people, who are employed part-time (seasonal and temporary); retirees who are ineligible for Medicare; and recent hires, awaiting Illinois health insurance benefits.

For an extra savings, consumers who pay the entire policy up front are entitled to a 20 percent discount. HumanaOne eases payment by accepting credit cards, account transfers and checks.

When compared with other Illinois health insurance plans, Humana One's short-term plan delivers substantial flexibility. For instance, the medical quote process ranges within a 24 to 72 hour turnaround approval span. That means Illinoisans can have medical coverage within a week's time.

Unplanned medical bills are the gamble that consumers encounter without health insurance. HumanaOne's short-term plan alleviates the risk of foregoing health insurance. Nonetheless, consumers should be sure to compare the costs to medical quotes of similar policies.

Bookmark or visit Illinois Life and Health.com for additional information pertaining to HumanaOne and other medical coverage in Illinois. The site provides the latest news, resources and free Illinois medical quotes, online.

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