Even though authorities have been overwhelmed by reports regarding Michigan life insurance and Michigan health insurance fraud, five tactics protect consumers from falling prey to these scams.
Michigan health insurance requirements go into effect in 2014. Insurance brokers stating otherwise are being dishonest.
Obtain several Michigan life insurance quotes, ideally with a representative offering a diverse portfolio of insurance companies. The rule is applicable for obtaining Michigan health insurance quotes.
Whether the agent is a referral or not-always confirm the agent's license is current for whatever policy is needed: Michigan life insurance or Michigan health insurance.
Contact the Michigan's Department of Insurance to determine if the agent's name is linked to any outstanding complaints related to Michigan life insurance or Michigan health insurance. Also, using the Internet, visit Google to conduct a quick search Type the agent's name followed by a comma, and the following other keywords: "complaints," "fraud," "scam."
Avoid any Michigan life insurance, recommending an overstatement of assets and income in exchange for an increased benefit. In fact, report any unethical practices to the Attorney General's office. Remember to post any payments to the insurance provider versus the agent.
Despite some Michigan health insurance plans with exacting enrollment dates, never agree to any plan based on high sales pressure or because of coercion. Moreover, any agent who failing to describe the benefits of any plan heeds warning as a red flag of an illicit agent.
Bookmark or visit Michigan Health and Life.com for more information regarding Michigan life insurance and Michigan medical insurance policies. The site maintains the latest news, resources and free life insurance quotes, online.
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